All of the calculators below are available on the MoneySmart website.

Budgeting & saving calculators

Budget planner - see where your money is going and how you can save more

Savings goals calculator - how to reach your savings goals and how long it will take to get there

Compound interest calculator - see how compound interest grows your savings faster

Income tax calculator - work out how much tax you are paying and what your marginal tax rate is

Money health calculators & unclaimed money search

Parental leave calculator - helps you to work out your income if you're taking time off work to care for a child 

Money health check - assess your financial health and get personalised tips for improving it

Your net worth calculator - weigh up your debts and assets to review your financial situation

Unclaimed money search - find out if you have any lost money from bank accounts, companies (shares and investments) and life insurance policies

Mortgage calculators

Mortgage calculator - see how much you could borrow and calculate your mortgage repayments 

Mortgage switching calculator - find out if switching to another mortgage would save you money

Mortgage health check - check how well you are coping with your mortgage

Reverse mortgage calculator - how interest rate and house price changes can affect your equity

Loan, credit & debt calculators

Credit card calculator - find out how much you can save by paying off your credit card faster

Interest-free deal calculator - see how much you need to repay monthly to avoid interest

Payday loan calculator - find how much a payday loan will really cost you

Rent vs buy calculator - work out the cost of renting electrical goods or furniture (with a consumer lease) versus borrowing money to buy them

Personal loan calculator - see how much you could borrow and what your repayments would be 

Financial counsellor online search - find a free counsellor to help solve your money problems

Super & retirement calculators

Superannuation calculator - find out how much super you're likely to have when you retire

Super contributions optimiser - see how you can boost your super by making extra contributions

Super vs mortgage calculator - are you better off paying extra to your super or your mortgage?

Super co-contribution calculator - find out if a Government co-contribution can boost your super 

Career break super calculator - find out how a career break affects your super balance

Employer contributions calculator - how much should your employer be paying into your super? 

Retirement planner - work out how you can boost your retirement income by taking action now 

Super and pension age calculator - see when you can access super and apply for the pension

Account-based pension calculator - work out whether you can make your pension last longer 

Investment calculators

Financial advisers register - check up on an adviser before you start getting advice

Managed funds fee calculator - find out how much your managed fund could be worth in the future

Margin loan calculator - learn how the amount you borrow can affect potential gains and losses

Mobile finance apps

TrackMySpend - an app to help you track your expenses on the go

TrackMyGoals - achieve your savings goals with this handy app

Mobile calculator - five of our most popular financial calculators in one app: savings calculator, loan calculator, mortgage calculator, superannuation calculator and interest-free deal calculator

Money health check - assess your financial health and get personalised tips for improving it